Term Life Insurance as part of your Personal Financial Plan

In our personal lives, a good financial plan can give you a chance to succeed and to plan for the future. Typically, a personal finance strategy will plan for daily living expenses (or budget), both short- and long-term savings, investments, and other goals such as retirement.

When you consider a personal financial plan, you’ll also want to think about the "what if" scenarios:

• What if I lose my job?




• What if I’m injured and can’t work?




• How will my family cope if I die?




• How will they pay the bills?




• Will they be able to afford such things as college tuition?

A term life insurance policy helps answer some of those "what if" questions. As part of your financial plan, a term life insurance policy can ensure that, if tragedy strikes, your loved ones’ pain won’t be compounded by the additional burden of a financial crisis. It’s still worth considering, even if you’re single and have no dependants. Since term life insurance premiums are typically lower for younger individuals, you can have an opportunity to secure quality term life coverage at a lower price.

Term life insurance policies are available for different lengths of time (that’s the "term" in term life), with different options, or riders, for additional coverage. You can also choose the coverage amount that fits your needs.

In other words, term life insurance is very easy to personalize and customize for your particular situation and personal financial plan.

One of our licensed life insurance agents would be happy to talk to you about term life insurance in the context of your personal financial plan. They have lots of experience helping people determine the length and type of term life insurance needed for their personal situation, as well as help calculate a suitable coverage amount.

Get your free quote on a term life insurance plan that fits in with your overall financial strategy.

©2010 Matrix Direct Insurance Services. All Rights Reserved. Matrix Direct, Inc. is a subsidiary of American General Life Insurance Company(AGL) and an affiliate of The United States Life Insurance Company in the City of New York (USL).

Rates current as of 6/1/10. Preferred Plus Underwriting Class, Form #07007, issued by AGL, Houston, TX. Premium charges depend on evidence of insurability. Premiums increase at the end of the guaranteed term if renewed. Death benefit remains level. The policy may be contested for two years from date of issue for material misstatements or omissions on the application. Policy is limited to return of premium paid in the event of suicide within first two years. The underwriting risks, financial and contractual obligations and support functions associated with products issued by AGL are its responsibility. AGL does not solicit business in the state of NY. Policies and riders not available in all states. In NY State, term life insurance is available through USL, Form #07007N. 75% Comparison based on monthly premium rates as of 6/1/10 for a 10 year level term policy, issued at each company’s best published rates for a female, age 30, non-smoker. Agency services provided by Matrix Direct Insurance Services in CA (#0B57619), ME, MA, and OK; Matrix Direct Insurance Agency, Inc. in UT; and Matrix Direct, Inc. in AR (#246412) and all other states, except SD.