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You’ve work hard to build up a substantial nest egg to pass on to future generations. Now, you can ensure that your assets will remain intact after estate taxes and other costs are paid – permitting your estate’s distribution exactly as you had planned.

Protecting your greatest asset…
Peace of Mind.

Federal estate taxes are generally due within nine months of death and could absorb nearly half of your assets before a single dollar goes to your heirs.1 Elite Global SurvivorSMuniversal life insurance, from American General Life Insurance Company, let’s you plan ahead to help provide funds for taxes and settlement costs. This insurance, also known as second to die, covers both you and your spouse and the benefits are paid on the second death - when your estate passes to your heirs and estate taxes are generally due.

Flexibility for Today and Tomorrow
Elite Global SurvivorSM offers these, and other benefits:

  • No-Lapse Guarantee – the policy is guaranteed to remain in force regardless of its cash value, as long as the cumulative monthly guarantee premium requirement is met. If the younger insured is under 50 years old at the time of issue, guaranteed coverage will last 50 years; if he or she is 50 or older, the guarantee will last to age 100.
  • Premium Payment Options – You can select a payment plan that fits your financial needs and goals. Pay the guarantee premium for lifetime security, pay less than the guarantee and catch up later, or contribute additional funds to accelerate the growth of your cash values.
  • Flexible Death Benefit – Increase or decrease your death benefit to fit your changing needs.2
  • Zero-Interest Catch Up – You don’t necessarily need to pay the monthly guarantee premium from day one. You can start with a lower premium and catch up the unpaid difference at any time – without interest – as long as the policy is in force.

Contact a Licensed Life Insurance Agent about this product today!
1 Consult with your tax professional to determine the effect of federal estate taxes on your individual situation.

2 Increases and decreases are subject to the policy’s terms and conditions.

Guarantees are subject to the claims-paying ability of American General Life Insurance Company

Policy issued by: American General Life Insurance Company (AGL) 2727-A Allen Parkway, Houston, Texas 77019. Policy Form Number 02109. The underwriting risks, financial and contractual obligations and support functions associated with products issued by AGL are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states.