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Insurance for Estate Planning
Protection You Can Count On
You've worked hard to build up a substantial nest egg to pass on to future generations. Now, you can help ensure that your assets will remain intact after estate taxes and other costs are paid - permitting your estate's distribution exactly as you had planned.
- Protecting your greatest asset
- Peace of Mind.
Federal estate taxes are generally due within nine months of death and could absorb nearly half of your assets before a single dollar goes to your heirs.1 Elite Global Survivor® universal life insurance, from American General Life Insurance Company, allows you to plan ahead to help provide funds for taxes and settlement costs. This insurance, also known as second to die, covers both you and your spouse and the benefits are paid on the second death - when your estate passes to your heirs and estate taxes are generally due.
Flexibility for Today and Tomorrow
Elite Global Survivor® offers these, and other benefits:
- No-Lapse Guarantee - the policy is guaranteed to remain in force regardless of its cash value, as long as the cumulative monthly guarantee premium requirement is met.
- Premium Payment Options - You can select a payment plan that fits your financial needs and goals. Pay the guarantee premium for lifetime security, pay less than the guarantee and catch up later, or contribute additional funds to accelerate the growth of your cash values.
- Flexible Death Benefit - Increase or decrease your death benefit to fit your changing needs.2
- Zero-Interest Catch Up - You don't necessarily need to pay the monthly guarantee premium from day one. You can start with a lower premium and catch up the unpaid difference at any time - without interest - as long as the policy is in force.
Contact a Licensed Life Insurance Agent about this product today!
Call 1-800-982-0498 now!
Call 1-800-586-3072 now!
1 Consult with your tax professional to determine the effect of federal estate taxes on your individual situation.
2 Increases and decreases are subject to the policy's terms and conditions and may affect the policy's guarantees.
Guarantees are subject to the claims-paying ability of American General Life Insurance Company
Policy issued by: American General Life Insurance Company (AGL) 2727-A Allen Parkway, Houston, Texas 77019. Policy Form Number 08414. The underwriting risks, financial and contractual obligations and support functions associated with products issued by AGL are its responsibility. AGL does not solicit business in the state of New York. Policies and riders not available in all states.
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©2012 Matrix Direct Insurance Services. All Rights Reserved. Matrix Direct, Inc. is a subsidiary of American General Life Insurance Company(AGL) and an affiliate of The United States Life Insurance Company in the City of New York (USL). Agency services provided by Matrix Direct Insurance Services in CA (#0B57619), ME, MA, and OK; Matrix Direct Insurance Agency, Inc. in UT; and Matrix Direct, Inc. in AR (#246412) and all other states, except SD.
